• Uses: Pre-sold / Spec Construction
  • LTV (Land): Up to 75%
  • LTC (Hard Costs): Up to 80%
  • Loan Amount: $250,000 to $10,000,000
  • Term: 6 to 36 months
  • Rates: 9.9% to 14.9%, subject to risk
  • Lender Fee: 1.5% to 4.0% of the loan amount
  • Amortization: interest only, negotiable
  • Prepayment: Flexible
  • Guarantee: Personal required in most situations
  • Security: 1st mortgage, 2nd mortgage on a selective basis
  • Timeline: Term sheets in 24 hours upon presentation of good information

$1,800,000 infill construction loan, Vancouver BC

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Project budget


Personal net worth statement of the sponsor(s)

Financial statements of the borrower or related companies